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By Jason Baker

Jason Baker is the leading listing agent in the entire regional mls for residential and or total units sold, 8 years running. He is a tireless worker, and surrounds himself with the best admin and sales team in Montana...and the results speak for themselves.

Request a free one-on-one call to privately address all your real estate questions. Whether it is selling, buying, or investing, you will walk away with proper guidance and utmost confidence so you can make the best decision on your real estate journey. Book a Call

Are you feeling stressed out because of high interest rates and mortgage payments? You aren’t alone. Today, I will share with you 11 practical strategies to help you not only lower your monthly payments but also find relief from financial stress. I’ll cover everything from improving your credit score to negotiating with sellers. I’ll even be sharing with you some options to make buying your dream home more affordable.

You can listen to the 11 strategies in the video above or skip to a topic that interests you by using the timestamps below:

0:00 — 11 ways buyers can lower their mortgage payments

0:27 — Improve your credit score

0:39 — Talk with multiple lenders

1:05 — Increase your down payment

1:12 — Negotiate your closing cost

1:21 — Consider an adjustable-rate mortgage

1:43 — Extend your loan term

2:00 — Refinancing possibilities

2:15 — Give-and-take approach

2:35 — Rate Buydown options

3:23 — Hire a skilled negotiator

4:01 — Find a seller offering a buyer’s agent commission

4:33 — Wrapping things up

If you are wondering whether it’s a good time to buy or sell, contact us. Give us a call, text us, or send us an email, and we will be happy to talk with you.

Want to work with us? Here are some ways to get involved.

  • Are you thinking of selling your home or interested in learning about home prices in your area? We can help you. How Much Is My Home Worth?

  • Looking for a Western Montana home? Search the entire MLS for your Western Montana home. Search the MLS

  • Opportunities abound on the Jason Baker Team for those who aspire to something more than being “just an agent” for the rest of their career. Join Our Team

  • Skip the stress, showings and open houses. Get a guaranteed offer on your home today. Get a Cash Offer Now

  • Subscribe now to get our latest insights and tips to sell or buy a house. Latest Housing Market Insights

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